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Build Financial Independence

YOU STILL HAVE TIME.

Imagine opening your eyes in the morning and money is no longer the first thing you worry about.

No more wondering whether you’ll ever be able to retire.
No more feeling like one unexpected expense could knock everything sideways.
No more believing you’ll have to work until you die.

Instead, you know where you stand.
You know what your money needs to do.
And for the first time in a long time, you can see a way forward.

That is what financial independence can feel like.

Not becoming a millionaire overnight.
Not giving up everything you enjoy.
Not trying to make up for 30 years in 30 days.

It’s finally having a plan that makes the future feel possible.

A life where your paycheck doesn’t control every decision.
Where retirement is something you’re moving toward—not something you’re afraid to think about.
Where the life you keep calling “someday” starts becoming something you can actually see.

You may have started later.
That does not mean you have to finish last.

Your road to financial independence can start here.

MORE INFO / RESERVE YOUR SEAT

This is what freedom looks like.

Claim Your Utopia

No alarm clock, no permission needed.

Claim Your Utopia

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Halisi and Ric, You saved me hours (if not days) of combing the internet. Thank you for accurate information and practical advice. I gained clarity and now know what my next steps will be. Muchas gracias y obrigado :)

Michelle

Client

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Ask Us Anything

€97.00

30 minute 1:1 consultation to get answers to your move abroad, getting residency, or financial independence questions.

Book A Call

One Hour 1:1

€147.00

1-hour consultation to develop a move abroad plan, or a plan for financial independence. After this session you will have a plan with next steps.

Book a Call

Side Hustle Coaching

€167

We offer a 90 minute 1:1 coaching session to help you develop your side hustle. Whether you want to offer a service, product, or content creation, we can help. We have over 20 years experience helping small business owners grow.

Book a Session

Crack the Code*

€207.00

to Financial Independence. Learn how to retire ASAP, even if you have nothing saved! Learn to assess spending, calculate the amount to retire, the basics of stock and real estate investing, plus creating more income. *Includes monthly group coaching (This course is created for Black folks who are getting started a little later in life. On-camera sessions are safe spaces)

Enroll Now

5 Coaching Call Bundle

€597.00

Five 1-hour coaching sessions to develop a move abroad plan, a plan for financial independence, a side hustle, or all three. In each session we will review your progress and discuss next steps. Depending on the time between sessions, after completion you will have; moved abroad, reached some level of financial independence, and/or launched your side hustle.

Book the Bundle

Why us?

Ric and I got a wake-up call about seven years ago. We were quickly approaching retirement age and we had very little saved. Not only that, we had a mountain of debt!

We realized that if we continued to live and spend the way we had been that we would NEVER be able to retire.

At the time we liked our jobs but also dreamed of traveling throughout the United States filming documentaries. It did not seem like that dream could ever become a reality. Thankfully, we changed how we handled our finances and later we found the FIRE movement, which was a game changer. Now we are retired and living our best life in Lisbon Portugal and traveling throughout this side of the world. Our financial independence course for late bloomers is designed for Black folks who are getting their stuff together a little later in life.

Financial Independence Course

More About Halisi & Ric